Check out this channel. He has a lot of good information and also full builds that will fit almost any reasonable budget. He also gives upgrade paths and where you can improve the builds. https://youtube.com/@PCBuilderChannel?si=LFv8SrBzojZIgFAD
Check out this channel. He has a lot of good information and also full builds that will fit almost any reasonable budget. He also gives upgrade paths and where you can improve the builds. https://youtube.com/@PCBuilderChannel?si=LFv8SrBzojZIgFAD
Compound interest will far outweigh paying taxes now for a Roth. Especially if you also have a 401k, the taxes in retirement will be potentially large based on the growth of the fund over decades. A Roth makes it so you pay nominal taxes now for potential large tax free growth later.
The exception would be if you think your income will decrease in your later working years, in which case a traditional IRA could make more sense. That however is a unique case. Generally it’s better to take advantage of a Roth if you can for tax free gains later.