• shortwavesurfer@lemmy.zip
    link
    fedilink
    arrow-up
    3
    ·
    3 months ago

    Can you get fixed rate mortgages there? I’m here in the United States and when I bought a house a couple of years ago, I specifically demanded to get a fixed rate mortgage, even though I knew it would cost slightly more in percentage terms. I knew that I wouldn’t be subject to the whims of the jacking around of the central banks and rates.

    • Funderpants @lemmy.ca
      link
      fedilink
      arrow-up
      3
      ·
      edit-2
      3 months ago

      Yes but Canadian mortgages have renewals on a schedule. 1,2,3,4,5,7,and 10 years are typical. Rates are fixed for that time period, then reset to market rate.