PayPal wants to share your data – unless you do this
www.techradar.com
The change of policy has been enabled by default

Depending on where you’re based, you’ll find PayPal’s new data-sharing option under a different name. Remember, you may not see this at all if you’re based in a country that doesn’t allow it.

If you’re in the US, you should head to your profile Settings and tap on Data & privacy. Under Manage shared info, click on Personalized shopping. You should see the option enabled by default. Toggle off the button at the right to opt-out.

If you are in the UK like me, you’ll see something different after you head to your profile Settings and tap on Data & privacy.

Under Manage your privacy settings, here you’ll see an Interest-based marketing tab – click on it. At this point, two options will appear: Interest-based marketing on PayPal and Internet-based marketing on your accounts. You have to tap on each of these and toggle off the button at the right to opt-out. These instructions can also apply if you’re based in the EU.

  • FrostyPolicy@suppo.fiEnglish
    121·
    3 months ago

    In the EU this kind of automatic opting-in to marketing/data sharing is against the GDPR as it requires explicit consent from user/customer. I’m in the EU and have those settings but they were both toggled off, as expected.

  • Hominine@lemmy.worldEnglish
    80·
    3 months ago

    Starting early summer 2025, we’ll be building more personal experiences for you.

    Let’s just keep it professional Fintech. Thanks for the post OP.

    • partial_accumen@lemmy.worldEnglish
      34·
      3 months ago

      Yep, they turned it on by default. It looks like you have until Nov 27th to turn it off before they share your data.

    • Tregetour@lemdro.idEnglish
      1·
      3 months ago

      Let us share products, offers and rewards you might like to help stores personalize your shopping.

      This sentence is a masterpiece of omission.

  • Imgonnatrythis@sh.itjust.worksEnglish
    45·
    3 months ago

    Confirmed this was enabled in my account. Fuckers. Also check out your search privacy settings in your PayPal account too. Also sharing info by default.

    • BearOfaTime@lemm.eeEnglish
      24·
      3 months ago

      Yea, paypal is bad news all around

      I guess most people don’t know most banks have electronic funds transfer, or virtual credit cards, etc.

      • DacoTaco@lemmy.worldEnglish
        4·
        3 months ago

        Ye, i dont know how it is worldwide but here in west europe paying online with your bank is just like paying with paypal. The only advantages paypal has over my bank is its return policy and it technically not directly linking the purchase with my personal info.
        I havent used paypal in a while tbh…

        • Gestrid@lemmy.caEnglish
          3·
          3 months ago

          In the US, you typically have to type in your debit/ credit card’s info (the 16-digit number, the 3-digit security code, the cardholder’s name, and the billing address on file with the bank) on a website in order to purchase something unless you’re using PayPal, Google Pay, or something similar to that that the website supports. If you’re using any of those, a pop-up usually opens asking for login info, then you select a card or bank account to use for the purchase.

      • chiliedogg@lemmy.worldEnglish
        3·
        3 months ago

        I know about all of those. But so many websites only accept PayPal - especially small businesses. There’s a bunch of regulatory hurdles a website doesn’t have to worry about if they just have PayPal take care of everything related to payment.

  • The Pantser@lemmy.worldEnglish
    24·
    3 months ago

    Thanks, disabled. If they want this kind of info then give users a reward for it like 1-2% cashback or coupons. This is just greedy.

    • ReginaPhalange@lemmy.worldEnglish
      6·
      3 months ago

      They can’t give a reward for a “oh shit we’re running out of hedge fund money, we need to stay solvent , let’s sell out our user’s data”

  • sunzu2@thebrainbin.org
    21·
    3 months ago

    Time to find another useless account I made as young idiot and delete…

    God damn I am so tired of this

  • ivanafterall ☑️@lemmy.worldEnglish
    20·
    3 months ago

    They also like to just hold onto large chunks of money arbitrarily.

    Oh, you’re going to take it up with customer support?

    Lololol.

  • Mouselemming@sh.itjust.worksEnglish
    10·
    3 months ago

    Mine was off, don’t know if it’s because I’m in California, but I toggled it back and forth to check and left it off.

    • jago@lemmy.worldEnglish
      9·
      3 months ago

      Nor I, on my in-Canada account. Desktop access only; I don’t have the Paypal app installed on my phone.

      The article’s image shows, under Manage your privacy settings, the options:

      • Permissions you’ve given

      • Interest-based marketing (which is the option pertinent to this issue)

        • Interest-based marketing on PayPal
        • Interest-based marketing in your other accounts

      • Blocked contacts

        But my account’s options are:

      • Permissions you’ve given

      • Manage your cookies

        • Marketing
        • Performance
        • Functional
        • Essential

      • Blocked contacts

      Possibly the Marketing checkbox is the Canadian version of this? I’ve got that checkbox turned off.

  • sugar_in_your_tea@sh.itjust.worksEnglish
    8·
    3 months ago

    Cool, they banned my account some years ago and nothing of value was lost. And I don’t think I even did anything to violate their rules, I only used it to pay rent for a few years and a handful of eBay purchases. My best guess is that someone “hacked” my account (my PW was pretty bad and in multiple breaches), but I tried logging in after years of not using it and couldn’t do anything with it.

    But yeah, nothing of value was lost. I haven’t needed PayPal for years and don’t need it now. Just say no and pay directly on whatever site you’re buying at. I’ve bought tons of stuff from eBay and other online sites for years and it has never been an issue.

    So screw 'em, just don’t use their service.

      • OsrsNeedsF2P@lemmy.mlEnglish
        5·
        3 months ago

        Crypto. Works great for everything I previously used PayPal for

        Edit: lmao people mad. For what it’s worth BTC is screwed by txn fees and ETH isn’t much better, and there’s the whole scam thing going around, but crypto is still the best libre banking.

        • GHiLA@sh.itjust.worksEnglish
          5·
          3 months ago

          While I… dream of a world where something like kaspa is used for such things, quit larping. Crypto is for gambling and money laundering.

          No one on Facebook marketplace is going to go “Oh, send me your eth address.”, lmao.

        • GHiLA@sh.itjust.worksEnglish
          2·
          3 months ago

          I had a crypto phase. I know the entire ecosystem. Banking? Only if you can trust the backwards literal “who knows” entities you’re dealing with. Should I bring up Celsius or FTX?

          The only reputable one I’d even begin to consider would maybe investing in a BTC ETF, at least then you’re clear of transaction fees and you get the same benefit of following the price as you would a Gold or oil fund and you don’t have to touch the poison directly. Ether and Base are going to get absolutely destroyed if Kamala wins and won’t fair much better than a flatline if Trump does, and you can wave goodbye to Arbitrum and Avax since the US isn’t going to give a shit about an outside entity.

          In a perfect world, we’d have a modernized version of BTC that isn’t mineable, that’s limited in volume, inexpensive to upkeep, cheap to transfer and usable as a universal currency, but humanity always gets in the way, either in adoption, distrust, greed or shortsightedness. Either the entity developing it gets high and mighty or everyone holding it becomes an influencer, or it turns out it isn’t as eco friendly as you thought it was and the datacenter is on fire…

          None of this even touches Brazil blocking X, which is the bulk of the memecoin universe aside from India, and Telegram getting shaky, influencers moving away from crypto and into marketing schemes…

          You’re running out of scams.

          • OsrsNeedsF2P@lemmy.mlEnglish
            2·
            3 months ago

            BTC ETF is a sad state of affairs and has nothing to do with replacing PayPal. I’m talking about strictly using crypto to pay for work or services (i.e. I only pay people online in crypto, I only pay for my DNS/VPN/etc in crypto)