I know that for data storage the best bet is a NAS and RAID1 or something in that vein, but what about all the docker containers you are running, carefully configured services on your rpi, installed *arr services on your PC, etc.?
Do you have a simple way to automate backups and re-installs of these as well or are you just resigned to having to eventually reconfigure them all when the SD card fails, your OS needs a reinstall or the disk dies?
I have all my configuration as Ansible and Terraform code, so everything can be destroyed and recreated with no effort.
When it comes to the data, I made some bash script to copy, compress, encrypt and upload them encrypted. Not sure if this is the best but it is how I’m dealing with it right now.
I’ve got a similar setup, but use Kopia for backup which does all that you describe but also handles deduplication of data very well.
For example I’ve added older less structured backups to my “good” backup now and since there is a lot of duplication between a 4 year old backup and a 5 year old backup it barely increased the storage space usage.
That sounds a lot like how I keep my stuff safe, I use backblaze for my off-site backup