• Bahnd Rollard@lemmy.world
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    5 months ago

    Yep, a debit card dispute is a “you” problem. A credit card dispute is the banks problem.

    Ideally, a low limit credit card to facilitate transactions and buffer the responsibility of disputing charges is what they are best at. I feel like when banks just raise your limit for being a good customer is them trying to trick you into debt and fees.