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Joined 4 months ago
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Cake day: February 21st, 2024

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  • They make money on the penalty default rate. They know what the average rate of default is, and they know how many people they plan to sign up. On average they make money. The 0% is to draw large numbers of customers in knowing that some percentage will default and of that percentage they will be able to collect on yet another percentage. This is why the default rate is like 24.99% or something silly like that.









  • Not quite packet radio, but there’s a huge community for FT8 (very very limited communications bandwidth), there’s also JS8Call, but it’s sort of slow right now (on 20m at least). You might be interested in SSTV; there are various bands of activity, some on 20m (14.230Mhz and 14.233Mhz) and certainly other bands as well. The advantage of SSTV is that the more popular platforms (MMSSTV, BlackCat SSTV, and fldigi) can take audio input from your sound card and convert it to the SSTV broadcast.

    Pair that up with any WebSDR and you can get nearly any broadcast within reach of your browser and the WebSDR in question.








  • Computing without databases is like going into a grocery store and all of the items are in one great pile. Sure, given enough time (CPU) and resources (RAM) you could find what you’re looking for, but it’s horribly inefficient.

    Instead, things which are similar are grouped together, like the baking aisle (tables) and if you have to get most of the items for a cake, you know it’s on a specific shelf.