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Joined 1 year ago
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Cake day: July 1st, 2023

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  • Yeah my employer luckily pays most of the premiums. If I lost my job and “had” to get COBRA, then what I’d have to pay would jump drastically to keep my employer based coverage or I could look at whats on the marketplace/exchange which would likely cover bare minimums, if it was even worth it at all.

    It’d be worth considering dropping insurance altogether at that point as I would not have that kind of cash to continue insurance plan I’ve had.

    I would rather pay higher taxes out of my paycheck if it meant EVERYONE could get healthcare, regardless if they had a job or were “legal”. Everyone’s gonna need it someday, no exceptions.

    I try to vote for the candidates that have as close of values as I do, but realize not everyone running will be a 100% match.



  • I pay about $220 every two weeks for my HSA “High Deductible” Plan. Twisted my ankle pretty bad last November and after a visit to the urgent care, 3 visits to a podiatrist including 2 x-rays, and the.a boot and a support wrap that were purchased with the HSA, my funds in it are now depleted and put my $600 bill on a payment plan. My wife had some extra dental visits that resulted in a root canal that wiped most of it.

    I have no idea how we’re gonna pay if we have something else come up.

    I make 2x the median income in my area. But between the bills, $600(!) credit card payment, student loans from 10 years ago that just don’t want to go away, I feel I’d have to find some way to add another multiplier to my income. And that’s not including worrying about my 16yo car or my wife’s 10yo one. Was hoping my promotion last year would have gave me enough leeway to replace mine, but too much debt.





  • I did this in November over a weekend blowing leaves and stepped off an elevated piece of my driveway (due to tree roots). Heard a snap crackle pop and couldn’t walk on it. That Monday i went to urgent care and they x-rayed me, saw a potential fracture and put me in a boot. Went to a podiatrist a few days later and said i tore some ligaments, no fracture thankfully. A month on the boot with icing, then another month using a support wrap since i just wear slip ons (unless especially wintery out) with anti-inflammatory meds and I’m now free, though still feel not exactly 100% but seems to be getting better.