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Joined 1 year ago
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Cake day: July 15th, 2023

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  • So, my OD limit is $500, my fee is $35 regardless of how much I go over. Often in my poorest of months, I would wait till my account got very low, make sure there wasn’t any autopay or pending charges coming, then take out the $500 cash from an atm. I would use that cash to live on till my next paycheck, and deposit whatever funds were left over. My bank would reject any additional charges because its past the limit. This way I wouldn’t stack OD fees, and that’s less than 10%. In this late stage capitalist dystopia, I’d say that’s probably the best deal I could have asked for, outside of more money.