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11 months agoCredit scores are in part based on the oldest line of available credit, which for most people are their student loans. Pay those off, your oldest line of credit becomes something more recent, and your score goes down as a result
Credit scores are in part based on the oldest line of available credit, which for most people are their student loans. Pay those off, your oldest line of credit becomes something more recent, and your score goes down as a result
Your argument is purely semantic and not really substantive unless you define what a “bad person” is. That’ll be different to everyone, so without a common operating definition of a “bad person” your point, while technically true, doesn’t really mean anything.