I’m a week late on rent due, I only paid half, I had to call all my credit card companies and utilities to tell them what’s going on. And now my check engine light turned on because the bastard is misfiring. My wife lost her dad which fucked us both up due to missing a ton of work, and I don’t know what to do. I’m tired of asking my family for help, the for bank is only available while I’m working, I work 2 jobs. My wife is working too and we’re even took in a person to live in our spare room.
How in the world do people survive in this world when they don’t even have time to be happy? I use upside for gas and shopping I’m enrolled in every stores rewards program, I make my own cleaning supplies to save money and cook from scratch. What else could I do to save money? Also with the looming government shutdown I’m going to be furloughed for however long that is. Also what are some apps you guys use to help save money? I guess this is a lot of questions.
Damn… I feel for you. It sounds like you are in a tough spot. There’s lots of good advice on this page, and the one thing I will add is to protect and keep working on your relationship. Money is the core component of many (or was it most?) relationship problems.
You can get through it, but (IMHO) you need your wife right there with you (or at least, I did). We were doing ok until I tried to start a business and dropped my 9-5 job. Revenue was slim, and then at one point I earned nothing for 6 months. We were on the bones of our arse - living off a meagre kindergarten teacher’s wage paying rent and food. Without my wife, we would have drowned. She did amazing things in budgeting down to the last penny, no luxuries, riding everywhere, spending time together. It was hard and there was no end in sight for a long time. We were very lucky and things turned around. But I would have not managed it without her (and her incredible budgets).
It sound like you have been deep in it for longer than we were, and I wish you all the best in working your way out.
Yeah I’ve been the bread winner basically since we got married and she lost her job and wasn’t able to find work for two years. We accrued a lot of debt during that time and haven’t recovered. We do our best to support eachother though
I wish you both the best.