It should also be said that just because I already paid my student loans off doesn’t mean I don’t want other people to be in debt. Student loan forgiveness needs to be up there with the livable wage.
There are two types of loans: subsidized and subsidized. The subsidized loans do not accrue any interest, as the fed pays that for you. Unsubsidized loans do accrue interest; typically a lower rate than regular loans (mine were 6%). Student loans cannot be discharged through bankruptcy.
Student loan forgiveness is regressive by definition (those lucky enough to go to college are a minority that earns on average $0.5 to $1 million more over their lifetimes, than those who don’t), aren’t you against wealth transfers from poorer to richer?
It isn’t about taking from the rich either. It’s about letting THEM take less, so there’s more for everyone else. Slight distinction, but they are the ones taking, not the workers.
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It should also be said that just because I already paid my student loans off doesn’t mean I don’t want other people to be in debt. Student loan forgiveness needs to be up there with the livable wage.
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does your student debt accrue interest?
Probably not after it was paid off
you never know with America
There are two types of loans: subsidized and subsidized. The subsidized loans do not accrue any interest, as the fed pays that for you. Unsubsidized loans do accrue interest; typically a lower rate than regular loans (mine were 6%). Student loans cannot be discharged through bankruptcy.
That is not correct. Subsidized loans accrue interest, but only starting six months after graduation or when you drop below half-time enrollment.
And the rate is the same for subsidized and unsubsidized, currently 6.53%. https://studentaid.gov/understand-aid/types/loans/interest-rates
My loans were over 20 years old. Things have changed since then.
🤔 (lol)
Yes, enough where its possible to have your student debt die after you.
There’s some double negation confusion at work here, but I think you wrote that you do want other people to be in debt ;)
Yes. You’re right. Thankfully it seems everyone understands what I meant though. 😊
Student loan forgiveness is regressive by definition (those lucky enough to go to college are a minority that earns on average $0.5 to $1 million more over their lifetimes, than those who don’t), aren’t you against wealth transfers from poorer to richer?
If the goal is free education then yes, there has to be a cutoff somewhere
Beautiful stated, cutting right to the heart of the matter.
Tech here!
/hug!!
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Thank you for the work that you do, and every person working in a hospital today ❤️
Ever considered OR? I’m a surgical tech now but in nursing school, plan is to just switch over to the dark but stay at the same hospital.
One patient at a time. No crazy family members. It’s chill as fuck behind that red line!
It isn’t about taking from the rich either. It’s about letting THEM take less, so there’s more for everyone else. Slight distinction, but they are the ones taking, not the workers.