• Ghostalmedia@lemmy.world
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    9 months ago

    Paying the mortgage usually isn’t the big problem people have. It’s getting hundreds of thousands for a down.

    • maness300@lemmy.world
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      9 months ago

      It’s getting hundreds of thousands for a down.

      Lol, what?

      My house was only $60k and it’s 1,200 sqft.

      The problem is that people want to live outside of their means. They think they’re entitled to things they can’t afford.

      • Ghostalmedia@lemmy.world
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        9 months ago

        I live in a different part of the country, with a very different cost of living, and salaries that are adjusted for this region. I live here because this is where all the work is for what I do professionally.

      • BananaPeal@sh.itjust.works
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        9 months ago

        That’s not the issue where I live. Houses easily go for $300k+ here and the only rentals I can find are $3000/mo, and/or winter months only. You may say to just move, but I grew up in this area, I have the best job I’ve ever had and my kids’ school is helping them immensely. Shouldn’t I be able to find a modest 3 bedroom that’s affordable? We’ll I can’t.

          • BananaPeal@sh.itjust.works
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            9 months ago

            That’s the answer? Uproot my family, change the school that works well for my kids, and likely change jobs because land owners are greedy. Makes sense to me.

            • maness300@lemmy.world
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              9 months ago

              Yeah. You can no longer afford to live somewhere, so you have to move somewhere cheaper.

              Other people are willing and able to pay more than you, so they get access to places before you do.

              It’s called “supply and demand,” and unfortunately people like you have convinced themselves they are immune to it.

                • maness300@lemmy.world
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                  9 months ago

                  I agree, but it’s the quality of housing and food that people don’t realize.

                  If you can’t afford to live in desirable areas, then you have to move to undesirable areas.

                  If you can’t afford doordash every day, then you have to cook your own meals.

                  City people don’t want to accept these simple facts of life and get mad whenever an adult points it out to them.

      • Kyrgizion@lemmy.world
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        9 months ago

        Very happy for you my man, but not everyone has that possibility. My house was 200K when I bought it over a decade ago, it’s probably ~350K now. Putting it simply, I couldn’t possibly afford my own house today if I were a first time home buyer, and it’s a very basic house from 1958.

        And I’m definitely one of the lucky ones. Many others can’t possibly get on the property ladder at all, and just because I did doesn’t mean I can’t recognize how much harder it is for them.

        • maness300@lemmy.world
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          9 months ago

          You would have to move to a cheaper area because you could not afford the one you live in.

          It’s what happens when you can’t afford things; you don’t get them.